Definitions:

The term “thebusinessinsight.com” (referred to herein as the “Website”) pertains to an online service operated and supplied by The Business Insight (referred to herein as the “Company”). The Website encompasses services and content provided by the Company.

Introduction:

These stipulations regulate your utilization of this Website. By accessing and using this Website, you acknowledge your acceptance of these terms and conditions in their entirety. If you disagree with any part of these terms and conditions, refrain from using this Website.

Cookie Usage:

This Website employs cookies. By accessing and using this Website while agreeing to these terms and conditions, you provide consent to the Company’s use of cookies, in accordance with the Company’s privacy policy/cookies policy.

Website Usage License:

Unless explicitly stated otherwise, the Company and/or its licensors retain intellectual property rights concerning the Website and the materials present on it. Subject to the license conditions outlined below, these intellectual property rights are reserved.

You are allowed to:

• View, download (for caching purposes only), and print pages or other content from the Website for personal use, adhering to the limitations stipulated below and in other sections of these terms and conditions.

You must not:

• Republish material from this Website, including reposting it on another Website.
• Sell, rent, or sub-license material from the Website.
• Display any material from the Website in public.
• Exploit material from this Website for commercial purposes by reproducing, duplicating, copying, or any other means.
• Edit or modify material on the Website.
• Redistribute material from this Website, except for content explicitly and expressly designated for redistribution.

Content designed for redistribution may only be redistributed within your organization.

Acceptable Usage:

You must refrain from using this Website in any manner that could cause damage to the Website, impair its availability or accessibility, or engage in any unlawful, illegal, fraudulent, or harmful activities. This includes using the Website for copying, storing, hosting, transmitting, sending, publishing, or distributing material linked to spyware, computer viruses, Trojan horses, worms, keystroke loggers, rootkits, or any other malicious computer software.

Engaging in systematic or automated data collection activities (such as scraping, data mining, data extraction, and data harvesting) related to this Website without the Company’s explicit written consent is prohibited. Similarly, using this Website for marketing purposes without the Company’s express written consent is disallowed.

No Warranties:

This Website is provided “as is,” without any express or implied representations or warranties. The Company does not make any representations or warranties concerning this Website or the information and materials presented on it. The Company does not guarantee that:

• This Website will be consistently available or available at all.
• The information on this Website is complete, accurate, true, or not misleading.

Nothing on this Website constitutes or should be interpreted as advice of any kind. For advice regarding legal or financial matters, it is recommended to consult an appropriate professional.

Limitations of Liability:

The Company will not be held liable to you (whether under contract law, tort law, or otherwise) concerning the contents of, usage of, or any other connection to this Website:

• For direct loss to the extent the Website is provided without charge.
• For indirect, special, or consequential loss.
• For business losses, loss of income, revenue, profits, or anticipated savings; loss of contracts or business relationships; loss of reputation or goodwill; or loss or corruption of data or information.

These limitations of liability apply even if the Company has been advised of the potential loss.

Exceptions:

Nothing in this Website disclaimer is meant to exclude or limit any implied warranty mandated by law, nor to exclude or limit the Company’s liability for:

• Death or personal injury resulting from the Company’s negligence.
• Fraud or fraudulent misrepresentation on the part of the Company.
• Matters for which it is unlawful or illegal for the Company to exclude or limit liability.

Reasonableness:

Through the utilization of this Website, you acknowledge that the exclusions and limitations of liability specified in this Website disclaimer are rational. If you find these terms unreasonable, you must refrain from using this Website.

Involvement of Other Parties:

You recognize that, as a limited liability entity, the Company has a vested interest in restricting the personal liability of its officers and employees. Consequently, you agree not to hold the Company’s officers or employees personally liable for any losses you incur in connection with the Website.

Furthermore, the limitations of warranties and liability outlined in this Website disclaimer extend protection to the Company’s officers, employees, agents, subsidiaries, successors, assigns, and subcontractors.

Unenforceable Provisions:

In the event that any provision of this Website disclaimer is deemed unenforceable under applicable law, the enforceability of the remaining provisions shall not be affected. If any provision would be enforceable if a part of it were removed, that part shall be deemed deleted while the remainder continues to be valid.

Indemnification:

You hereby agree to indemnify the Company and commit to indemnify the Company against any losses, damages, costs, liabilities, and expenses (including legal fees and any amounts paid by the Company to a third party as part of a claim or dispute, based on advice from the Company’s legal advisors) incurred or suffered by the Company due to your violation of any provision within these terms and conditions. This includes claims that you breached any provision of these terms and conditions.

Account Access:

Certain features of this Website might necessitate your registration. The Company may assign a password and username or account identification to you, or you may be required to select them. By registering, you agree to furnish accurate and complete registration information. You are responsible for safeguarding the security and confidentiality of your password and identification. You are required to notify the Company immediately of any unauthorized use or breach of this Website’s security linked to your password or identification. Any use of your password or identification is considered authorized, and you will be held accountable for all access and use, including any obligations incurred through such use.

Purchases on the Website:

Transactions through this Website may be conducted electronically from start to finish at the Company’s discretion. If non-electronic procedures are chosen, these transactions will still be governed by these Terms unless the Company provides alternative terms. You are responsible for retaining a copy of these Terms and any other contract or disclosure that the Company must provide. Upon delivery to the carrier, the risk of loss and title for items purchased passes to you according to a shipment contract. If the Company ships to you or to another individual per your instructions, you agree to bear the shipping and handling charges indicated on this Website when placing an order. The Company reserves the right to modify, eliminate, or add charges without prior notice. Any shipping or handling charges may not necessarily mirror actual costs. Only authorized credit cards or other acceptable payment methods may be used. Upon submitting your order, you confirm that you are authorized to use the designated method and authorize the Company to charge your order to that method. If the method cannot be verified, is invalid, or is otherwise unacceptable, your order may be suspended or canceled automatically. Any errors on this Website, in an order confirmation, during order processing, product delivery, or in any other context may be corrected by the Company. This includes revising your order (including adjusting the price) or canceling the order and issuing a refund. Your sole recourse in case of such an error is to cancel your order and receive a refund. Availability of items is subject to change, and the Company can impose quantity limits on orders, reject orders (partially or fully), and discontinue products or services without prior notification, even if an order has already been placed. Prices are subject to change without notice. The Company reserves the right to refuse or cancel orders if the sale or use of products or services is restricted or prohibited in your jurisdiction.

Links:

This Website may contain links to third-party websites on the internet, owned and operated by entities other than the Company. You acknowledge that the Company is not responsible for the operation or content of any such third-party websites.

Termination:

You can terminate these Terms at any time by closing your account, discontinuing your use of this Website, and informing the Company of your termination. The Company reserves the right to terminate your access to this Website, either partially or entirely, and to block or prevent your future access without prior notice and at its sole discretion.

Breach of Terms and Conditions:

Without prejudice to the Company’s other rights outlined in these terms and conditions, if you breach these terms and conditions in any manner, the Company may take appropriate action to address the breach. This may involve suspending your access, preventing access, blocking computers using your IP address, or pursuing legal action.

Variation:

The Company may revise these terms and conditions periodically. The revised terms and conditions will apply to your use of this Website from the date they are published here. Regularly checking this page is advisable to ensure familiarity with the current version.

Assignment:

The Company may transfer, subcontract, or otherwise manage its rights and obligations under these terms and conditions without notifying or obtaining your consent. However, you are not permitted to transfer, subcontract, or otherwise manage your rights and obligations under these terms and conditions.

Severability:

If a provision of these terms and conditions is deemed unlawful or unenforceable by a court or competent authority, the remaining provisions will continue to apply. If an unlawful or unenforceable provision could be lawful or enforceable if a portion were deleted, that portion shall be considered deleted, and the rest of the provision will remain in effect.

Entire Agreement:

These terms and conditions constitute the entire agreement between you and the Company regarding your use of this Website, superseding any previous agreements related to its use.